You invest $ 3000 in Acme Inc. on January 1, 2000. Your investment returns 5 % compounded monthly. How much money will you have on June 30, 2004?

You will have $

After what month and year will you have at least $ 15,000?

You will have at least $ 15,000 after (month) (year). Please capitalize the month and do not use any abbreviation.